Argo Financing

Finance with Argo

The time to have your off-plan apartment in Vila Velha and Vitória is now!

An important ally when it comes to realizing your dream of owning your own home is real estate financing. When purchasing a project sold under the brand Argo, Idealizadora e Comercializadora de Imóveis in Vila Velha – ES, you have the possibility of financing in up to 120 months directly with the construction company, without the bureaucracy like banking institutions.

 

Choose the installment plan that fits your budget and make your dream come true with one of the property options in Vila Velha or Vitória that Argo sells.

Argo | Idealizadora e Comercializadora de Imóveis em Vila Velha – ES
Argo | Idealizadora e Comercializadora de Imóveis em Vila Velha – ES

We offer financing options for up to 120 months through the Constant Amortization System – SAC

Speak to a broker or, if you prefer, come visit us and receive personalized service.

No modelo SAC, o índice de correção e juros de acordo com a data de aquisição. O prazo de financiamento somado a idade do adquirente mais antigo não pode ser superior a 80 anos.

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    Argo | Idealizadora e Comercializadora de Imóveis em Vila Velha – ES
    Argo | Idealizadora e Comercializadora de Imóveis em Vila Velha – ES

    Financing

    Entenda o processo de Financiamento Bancário

    As the projects marketed by Argo, Idealizadora e Comercializadora de Imóveis in Vila Velha – ES, are built with their own resources, after approval, the customer can opt for bank financing from the financial institution of their choice. Each bank has its own financing conditions.

     

    Available resources

    When purchasing a project sold by the Argo brand, it is possible to use the FGTS balance to amortize the outstanding balance or even pay it off, and its use is possible after the project has been registered with the RGI. Find out more information on the Caixa website: https://www.caixa.gov.br/voce/habitacao/Paginas/utilizacao-fgts.aspx

    Financing Capacity

    Pay attention to financing(s) you already have, such as a credit card or even other real estate financing, this may reduce the amount that the financial institution will make available to finance the property.

    ITBI – Real Estate Transfer Tax

    The Property Transfer Tax (ITBI) is mandatory for ownership of the unit to be transferred, and is currently 2% of the assessed value in the municipality or the value of the asset described in the contract, whichever is greater.

    Contract Registration

    After signing your financing contract and paying ITBI, you must register the financing contract with the General Property Registry Office. As it is a complex process, it is suggested to hire a professional to assist in the procedures related to real estate financing with the bank, such as contracting the financing, issuing the ITBI, protocol and monitoring with the General Property Registry Office and payment of the balance debtor of the acquired property.