{"id":100498,"date":"2024-02-29T14:59:08","date_gmt":"2024-02-29T17:59:08","guid":{"rendered":"https:\/\/webapp375242.ip-45-33-127-122.cloudezapp.io\/?page_id=100498"},"modified":"2025-01-20T17:43:06","modified_gmt":"2025-01-20T20:43:06","slug":"financiamento","status":"publish","type":"page","link":"https:\/\/argo.com.vc\/en\/financiamento\/","title":{"rendered":"Financing"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; admin_label=&#8221;about us&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||48px||false|false&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;0px||16px||false|false&#8221; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;95%&#8221; width_last_edited=&#8221;on|phone&#8221; max_width=&#8221;1260px&#8221; max_width_tablet=&#8221;90%&#8221; max_width_phone=&#8221;90%&#8221; max_width_last_edited=&#8221;on|desktop&#8221; custom_padding=&#8221;5px||2px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; header_4_font=&#8221;|600|||||||&#8221; header_4_text_align=&#8221;left&#8221; header_4_text_color=&#8221;#5D0036&#8243; header_4_font_size=&#8221;14px&#8221; background_color=&#8221;rgba(134,64,104,0.1)&#8221; width=&#8221;160px&#8221; width_tablet=&#8221;50%&#8221; width_phone=&#8221;100%&#8221; width_last_edited=&#8221;on|desktop&#8221; module_alignment=&#8221;center&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;||0px||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;12px||6px|25px|false|false&#8221; custom_padding_tablet=&#8221;12px||6px|20px|false|false&#8221; custom_padding_phone=&#8221;12px||6px|20px|false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; border_radii=&#8221;on|100px|100px|100px|100px&#8221; global_colors_info=&#8221;{%22gcid-4cf41761-76f5-4f72-af13-4f3ad34da046%22:%91%22text_text_color%22,%22text_text_color%22,%22text_text_color%22,%22text_text_color%22,%22text_text_color%22%93,%22gcid-c280e6cd-08ed-4b36-aba2-3d79e0703b80%22:%91%22header_2_text_color%22,%22header_text_color%22,%22header_2_text_color%22,%22header_text_color%22,%22header_2_text_color%22,%22header_text_color%22,%22header_2_text_color%22,%22header_text_color%22,%22header_2_text_color%22,%22header_text_color%22%93}&#8221;]<\/p>\n<h4><span>Financing<\/span><\/h4>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#000000&#8243; header_2_font_size=&#8221;32px&#8221; custom_margin=&#8221;||9px|||&#8221; custom_padding=&#8221;12px||||false|false&#8221; custom_padding_tablet=&#8221;12px||||false|false&#8221; custom_padding_phone=&#8221;12px||||false|false&#8221; custom_padding_last_edited=&#8221;on|desktop&#8221; header_2_font_size_tablet=&#8221;32px&#8221; header_2_font_size_phone=&#8221;32px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{%22gcid-4cf41761-76f5-4f72-af13-4f3ad34da046%22:%91%22text_text_color%22%93,%22gcid-c280e6cd-08ed-4b36-aba2-3d79e0703b80%22:%91%22header_text_color%22%93}&#8221;]<\/p>\n<h2>Entenda o processo de Financiamento Banc\u00e1rio<\/h2>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>As the projects marketed by Argo, Idealizadora e Comercializadora de Im\u00f3veis in Vila Velha \u2013 ES, are built with their own resources, after approval, the customer can opt for bank financing from the financial institution of their choice. Each bank has its own financing conditions.<\/p>\n<p>&nbsp;<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.17.1&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;1260px&#8221; max_width_tablet=&#8221;90%&#8221; max_width_phone=&#8221;90%&#8221; max_width_last_edited=&#8221;on|desktop&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.17.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][ba_logo_carousel use_nav=&#8221;off&#8221; slide_count=&#8221;5&#8243; slide_spacing=&#8221;16px&#8221; logo_width=&#8221;88px&#8221; slide_count_tablet=&#8221;4&#8243; slide_count_phone=&#8221;3&#8243; slide_count_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; width=&#8221;100%&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;44px||||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][ba_logo_carousel_child logo=&#8221;https:\/\/argo.com.vc\/wp-content\/uploads\/2024\/03\/InputFileFinancingPartner10.png&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/ba_logo_carousel_child][ba_logo_carousel_child logo=&#8221;https:\/\/argo.com.vc\/wp-content\/uploads\/2024\/03\/InputFileFinancingPartner11.png&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/ba_logo_carousel_child][ba_logo_carousel_child logo=&#8221;https:\/\/argo.com.vc\/wp-content\/uploads\/2024\/03\/InputFileFinancingPartner12.jpeg&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/ba_logo_carousel_child][ba_logo_carousel_child logo=&#8221;https:\/\/argo.com.vc\/wp-content\/uploads\/2024\/03\/InputFileFinancingPartner13.png&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/ba_logo_carousel_child][ba_logo_carousel_child logo=&#8221;https:\/\/argo.com.vc\/wp-content\/uploads\/2024\/03\/InputFileFinancingPartner14.png&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;32px||32px||false|false&#8221; custom_padding_tablet=&#8221;32px||32px||false|false&#8221; custom_padding_phone=&#8221;32px||32px||false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;][\/ba_logo_carousel_child][\/ba_logo_carousel][\/et_pb_column][\/et_pb_row][et_pb_row use_custom_gutter=&#8221;on&#8221; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;RGBA(255,255,255,0)&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;90%&#8221; width_last_edited=&#8221;on|phone&#8221; max_width=&#8221;1260px&#8221; max_width_tablet=&#8221;90%&#8221; max_width_phone=&#8221;90%&#8221; max_width_last_edited=&#8221;on|desktop&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;44px||0px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#F8F9FA&#8221; transform_translate_linked__hover=&#8221;off&#8221; custom_padding=&#8221;18px|18px|18px|18px|true|true&#8221; hover_transition_duration=&#8221;800ms&#8221; hover_transition_speed_curve=&#8221;ease-in-out&#8221; border_radii=&#8221;on|16px|16px|16px|16px&#8221; border_width_all=&#8221;1px&#8221; border_color_all=&#8221;#CCCCCC&#8221; box_shadow_style=&#8221;preset3&#8243; box_shadow_blur=&#8221;41px&#8221; box_shadow_spread=&#8221;-11px&#8221; box_shadow_color=&#8221;rgba(0,0,0,0.2)&#8221; global_colors_info=&#8221;{}&#8221; transform_styles__hover_enabled=&#8221;on|desktop&#8221; transform_scale__hover_enabled=&#8221;on|desktop&#8221; transform_translate__hover_enabled=&#8221;on|desktop&#8221; transform_rotate__hover_enabled=&#8221;on|desktop&#8221; transform_skew__hover_enabled=&#8221;on|desktop&#8221; transform_origin__hover_enabled=&#8221;on|desktop&#8221; transform_translate__hover=&#8221;0px|-10px&#8221; background__hover_enabled=&#8221;on|desktop&#8221; background_pattern_transform__hover=&#8221;invert&#8221; background_color__hover=&#8221;#FFFFFF&#8221; background_enable_color__hover=&#8221;on&#8221;][ba_card use_icon=&#8221;on&#8221; icon=&#8221;&#xf4d3;||fa||900&#8243; title=&#8221;Recursos dispon\u00edveis&#8221; description=&#8221;<\/p>\n<p>When purchasing a project sold by the Argo brand, it is possible to use the FGTS balance to amortize the outstanding balance or even pay it off, and its use is possible after the project has been registered with the RGI. Find out more information on the Caixa website: <strong><span style=\"%22text-decoration:\" underline;%22><a href=\"\/en\/%22https:\/\/www.caixa.gov.br\/voce\/habitacao\/Paginas\/utilizacao-fgts.aspx%22\/\" data-et-target-link=\"%22_blank%22\" rel=\"%22noopener%22\">https:\/\/www.caixa.gov.br\/voce\/habitacao\/Paginas\/utilizacao-fgts.aspx<\/a><\/span><\/strong><\/p>\n<p>&#8221; icon_color=&#8221;#5D0036&#8243; btn_spacing_top=&#8221;12px&#8221; content_padding=&#8221;25px|0px|25px|0px|true|true&#8221; badge_padding=&#8221;5px|15px|5px|15px|true|false&#8221; badge_bg_color=&#8221;#864068&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; badge_font=&#8221;|600|||||||&#8221; badge_text_color=&#8221;#FFFFFF&#8221; badge_font_size=&#8221;15px&#8221; title_font=&#8221;|700|||||||&#8221; title_font_size=&#8221;24px&#8221; title_line_height=&#8221;1.4em&#8221; description_font=&#8221;||||||||&#8221; description_text_color=&#8221;#000000&#8243; description_font_size=&#8221;16px&#8221; 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global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#F8F9FA&#8221; transform_translate_linked__hover=&#8221;off&#8221; custom_padding=&#8221;18px|18px|18px|18px|true|true&#8221; hover_transition_duration=&#8221;800ms&#8221; hover_transition_speed_curve=&#8221;ease-in-out&#8221; border_radii=&#8221;on|16px|16px|16px|16px&#8221; border_width_all=&#8221;1px&#8221; border_color_all=&#8221;#CCCCCC&#8221; box_shadow_style=&#8221;preset3&#8243; box_shadow_blur=&#8221;41px&#8221; box_shadow_spread=&#8221;-11px&#8221; box_shadow_color=&#8221;rgba(0,0,0,0.2)&#8221; global_colors_info=&#8221;{}&#8221; transform_styles__hover_enabled=&#8221;on|desktop&#8221; transform_scale__hover_enabled=&#8221;on|desktop&#8221; transform_translate__hover_enabled=&#8221;on|desktop&#8221; transform_rotate__hover_enabled=&#8221;on|desktop&#8221; transform_skew__hover_enabled=&#8221;on|desktop&#8221; 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width_last_edited=&#8221;on|phone&#8221; max_width=&#8221;1260px&#8221; max_width_tablet=&#8221;90%&#8221; max_width_phone=&#8221;90%&#8221; max_width_last_edited=&#8221;on|desktop&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;44px||0px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#F8F9FA&#8221; transform_translate_linked__hover=&#8221;off&#8221; custom_padding=&#8221;18px|18px|18px|18px|true|true&#8221; hover_transition_duration=&#8221;800ms&#8221; hover_transition_speed_curve=&#8221;ease-in-out&#8221; border_radii=&#8221;on|16px|16px|16px|16px&#8221; border_width_all=&#8221;1px&#8221; border_color_all=&#8221;#CCCCCC&#8221; box_shadow_style=&#8221;preset3&#8243; box_shadow_blur=&#8221;41px&#8221; box_shadow_spread=&#8221;-11px&#8221; box_shadow_color=&#8221;rgba(0,0,0,0.2)&#8221; global_colors_info=&#8221;{}&#8221; transform_styles__hover_enabled=&#8221;on|desktop&#8221; transform_scale__hover_enabled=&#8221;on|desktop&#8221; transform_translate__hover_enabled=&#8221;on|desktop&#8221; transform_rotate__hover_enabled=&#8221;on|desktop&#8221; transform_skew__hover_enabled=&#8221;on|desktop&#8221; transform_origin__hover_enabled=&#8221;on|desktop&#8221; transform_translate__hover=&#8221;0px|-10px&#8221; background__hover_enabled=&#8221;on|desktop&#8221; background_pattern_transform__hover=&#8221;invert&#8221; background_color__hover=&#8221;#FFFFFF&#8221; background_enable_color__hover=&#8221;on&#8221;][ba_card use_icon=&#8221;on&#8221; icon=&#8221;&#xf573;||fa||900&#8243; title=&#8221; ITBI \u2013 Imposto sobre Transmiss\u00e3o de Bens Im\u00f3veis&#8221; description=&#8221;<\/p>\n<p>The Property Transfer Tax (ITBI) is mandatory for ownership of the unit to be transferred, and is currently 2% of the assessed value in the municipality or the value of the asset described in the contract, whichever is greater.<\/p>\n<p>&#8221; 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As it is a complex process, it is suggested to hire a professional to assist in the procedures related to real estate financing with the bank, such as contracting the financing, issuing the ITBI, protocol and monitoring with the General Property Registry Office and payment of the balance debtor of the acquired property.<\/p>\n<p>&#8221; icon_color=&#8221;#5D0036&#8243; btn_spacing_top=&#8221;12px&#8221; content_padding=&#8221;25px|0px|25px|0px|true|true&#8221; badge_padding=&#8221;5px|15px|5px|15px|true|false&#8221; badge_bg_color=&#8221;#864068&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; badge_font=&#8221;|600|||||||&#8221; badge_text_color=&#8221;#FFFFFF&#8221; badge_font_size=&#8221;15px&#8221; title_font=&#8221;|700|||||||&#8221; title_font_size=&#8221;24px&#8221; title_line_height=&#8221;1.4em&#8221; description_font=&#8221;||||||||&#8221; description_text_color=&#8221;#000000&#8243; description_font_size=&#8221;16px&#8221; description_line_height=&#8221;1.7em&#8221; 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global_colors_info=&#8221;{%22gcid-4cf41761-76f5-4f72-af13-4f3ad34da046%22:%91%22text_text_color%22%93,%22gcid-c280e6cd-08ed-4b36-aba2-3d79e0703b80%22:%91%22header_2_text_color%22,%22header_text_color%22%93}&#8221;]<\/p>\n<p>The time to have your off-plan apartment in Vila Velha and Vit\u00f3ria is now!<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>An important ally when it comes to realizing your dream of owning your own home is real estate financing. 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custom_css_main_element_tablet=&#8221;order: 2;&#8221; custom_css_main_element_phone=&#8221;order: 2;&#8221;][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; header_2_text_color=&#8221;#FFFFFF&#8221; header_2_font_size=&#8221;30px&#8221; header_2_line_height=&#8221;1.2em&#8221; custom_padding=&#8221;||||false|false&#8221; custom_padding_tablet=&#8221;||||false|false&#8221; custom_padding_phone=&#8221;|16px|||false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; header_2_font_size_last_edited=&#8221;off|desktop&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>We offer financing options for up to 120 months through the Constant Amortization System \u2013 SAC<\/h2>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; text_font_size=&#8221;20px&#8221; text_line_height=&#8221;1.8em&#8221; custom_padding_phone=&#8221;||||false|false&#8221; custom_padding_last_edited=&#8221;off|phone&#8221; 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